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This material is provided for information only. No account has been taken of the objectives, financial situation, or needs of any particular person. Accordingly, investors should, before acting on the information provided, consider the appropriateness of the advice, having regard to the investor’s objectives, financial situation, and needs.
For many, the word ‘retirement’ is associated with the idea of extended holidays to far-flung locations or spending quality time with grandchildren. However, there are a range of financial, emotional and psychological fears that are often linked to retirement – and for good reason.
Read MoreThe financial impact of COVID may have cut into your parents’ retirement savings, or perhaps they just simply didn’t save enough to last the distance.
Read MoreThe current rate of compulsory Superannuation Guarantee (SG) is due to increase to 10% in July 2021. It has been frozen at 9.5% since July 2014 and there have been many arguments for and against increasing SG contributions from the current rate of 9.5% to 12%.
Read MoreOffice real estate is undergoing a fundamental shift, while COVID-19 has accelerated a number of global real estate investment trends, including the continued growth of e-commerce and falling home ownership.
Read MoreHave you made a big financial mistake in the past? One that cost you a lot of time and money to fix?
Read MoreThe countries that participate in the OECD include the USA, Australia, France, Germany and the UK amongst other developed economies. There are economic indicators for these countries that are designed to show us things such as the likely path of economic growth. The Organisation for Economic Co-operation and Development (OECD) Composite Leading Indicator is one such measure. Pleasingly, this indicator has returned to the high levels seen before the COVID-19 pandemic.
Read MoreFor many, the market volatility of 2020 has been difficult to navigate. Some people only realised that they had too much exposure to risk in their investment portfolio after markets fell dramatically.
Read MoreWhether you are a saver or investor could make a major difference to your lifestyle in the long run.
Read MoreCOVID-19 has forced economists to become students of virology.
Read MoreA global economic recovery remains underway as indicated by The JP_Morgan Global Composite PMI which rose 5 points to 52.1 in September.
Read MoreIt is human nature to overreact. When things are going well, we feel that nothing can stop us. And when things go bad, we look to take drastic action. Since emotions pose a threat to our financial health, it is important that we are aware of them.
Read MoreSharemarkets are the most volatile they’ve been in the past 20 years. Increased uncertainty, fear, forced and panic selling, as well as reduced liquidity, are all contributing factors to currently elevated levels of volatility.
Read MoreAs human beings, we have a natural preference for things to stay as they are. It’s a tendency psychologists refer to as status quo bias. But in a world where change is a daily reality, sticking to the status quo could mean getting left behind.
Read MoreThe world began 2020 much as it ended in 2019. There was growing optimism in the global economy with expectations that the US and China had ‘buried the hatchet’ on trade disputes and the United Kingdom (UK) would be exiting the European Union (EU) in a less disruptive fashion. This optimism lasted until February.
Read MoreA recent National Seniors Australia report highlights that the majority of older Australians worry about outliving their savings. Much of this concern is driven by the fact that most retirees and pre-retirees don’t know how long they will live. As a result, they don’t know how long they need their savings to last and many under-spend because of this fear of running out. This fear can be alleviated with a good plan for retirement income.
Read MoreYour super returns may be doing ok, but could they be better?
Read MoreAnchoring is the use of irrelevant information as a reference for evaluating or estimating an unknown value of a good or service. This behavioural bias can cloud our decision-making. In investing, anchoring can negatively impact our decision making in a variety of ways.
Read MoreSpecialists Financial Advisers to high net worth families, company directors and city professionals
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