Using diversification to combat risk
/One of the most important principles of investing is to ensure that you have a diversified portfolio.
Read MoreNews From Wynyard Park Private Wealth
How to be a human be-ing, not a human do-ing
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We are so busy in our lives today. Decisions are made instantaneously, but knee-jerk reactions are often the wrong course of action. Taking the time to evaluate a situation can lead to a more informed decision and a better result in the long term. We are human be-ings not human do-ings; we don’t always need to be active and taking immediate action.
Read MoreWhy decisions made during your ‘transition to retirement’ are life changing
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The decisions you make when you are transitioning into retirement can be the most telling for financial security throughout your golden years. Why? Your accumulated savings pool is likely to be highest in the years nearing retirement – and just after you retire. Investment decisions made at this time can greatly impact your income down the track.
Read MoreSorry, but your biggest investing problem may be you
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Every day we make numerous judgements and decisions. As the human brain has evolved it’s developed little short-cuts, or ‘heuristics’. These mental pathways circumvent multi-stage decisions and allow us to make judgements quickly and efficiently. While heuristics are helpful and allow us to function without stopping to think about our next action, they can – and do – lead to cognitive biases. These biases sometimes trip us up leading to bad judgements and poor decisions.
Read MoreAre you an investor or a speculator?
/“Just like investment cycles, where markets move and investment options go up and down, it’s important to know about the cycle of our emotions”
Read MoreThe private equity opportunity: public companies are only the tip of the iceberg
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Private equity typically involves taking an ownership interest in a private business or asset. It includes a broad range of longer-term and company specific exposures which, because they are not listed on a public market, tend to exhibit somewhat lower correlation to traditional stock and bond markets. Private equity managers seek to generate superior returns through taking an active role in monitoring and advising companies through restructuring, refocusing and revitalising tactics in order to sell the investment at a profit.
Read MoreUnhealthy Attachments
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Have you ever made yourself suffer through a bad movie because, having paid for the cinema ticket, you felt you had to get your money’s worth? Some people treat investment the same way.
Read MoreUnderstanding elder financial abuse to protect you and your loved ones
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To help protect you and your loved ones, it’s important to understand that elder financial abuse can take many different forms and can be committed by a variety of people, including strangers, friends or even family members.
Read MoreHow an ETF can help your SMSF portfolio
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SMSFs and exchange traded funds (ETFs) can potentially be a great match. They make it easy to invest across a broad range of shares and different asset classes, strengthening your investment mix and reducing risk.
Read MoreRedefining risk for income investors
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An equity-based investment fund that aims to deliver dependable income is likely to deviate significantly from the Australian share market index. It requires an active approach to manage a set of very different risks.
Read MoreTop 5 Risk Management Tips
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Morphic Asset Management’s Head of Macro and Risk Geoff Wood outlines five tips we apply to manage risk.
Read MoreLessons from the market
/Every market cycle – bull or bear – provides opportunities for investors to improve their process for investing. The best thing to do is learn from past events and apply those lessons to your future investment strategies and circumstances.
Read MoreEconomic outlook
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Looking forward, the Australian Dollar faces downside risks given Australia’s lower interest rates, lower economic growth and large foreign debt, a stronger US and possible rollover in China-linked commodity prices.
Read MoreSelf-employed? Don’t leave your business at risk
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What would you do if you became sick or injured and were unable to keep your business running?
Read MoreIncome protection insurance – cover for your way of life
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If something happened to you and you were unable to work, would you have enough money set aside to cover your day-to-day bills and look after your family?
Read MoreAPRA’s needle just popped the housing bubble
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It is said that a bubble is just a bull market that you’re not in. A pithy one liner that neatly captures the fine line between good fundamentals and overvalued assets.
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